How do I do a credit check on a tenant in Ontario?

How do I do a credit check on a tenant in Ontario?

How do I do a credit check on a tenant in Ontario?

Do a proper credit check using Equifax or TransUnion. The cost is approximately $20. Or join a group such as the Ontario Landlords Association where after becoming a member, you can do a credit check for as low as $10, and use their supporting materials to assist you.

Can a landlord ask for a credit check in Ontario?

A landlord can ask you about your income, but they must also look at any available information on your rental history, credit references and credit rating (such as through Equifax Canada).

How do I run a credit check on a tenant?

Where to Get a Tenant’s Credit Report

  1. Equifax (Equifax offers resident/tenant screening services)
  2. TransUnion (SmartMove is the name of its tenant screening program), and.
  3. Experian (Experian has its own tenant screening services).

How do I do a credit check on a tenant in Canada?

If you’re an income property owner in Canada, here are 3 ways to do a credible search on your next potential tenant:

  1. Equifax—
  2. TVS: Tenant verification service —
  3. Social media —,,

What documents can a landlord ask for in Ontario?

What can a landlord ask for on a rental application in Ontario?

  • Full name.
  • Income.
  • Employment status/ place of work.
  • References from past landlords.
  • Consent to a credit check.

Can a landlord say no pets in Ontario 2021?

Despite what many landlords and renters believe, landlords cannot prevent tenants in Ontario from owning pets, according to Section 14 of the Residential Tenancies Act. Leases cannot include a “no pets” provision, and if they do, that section of the lease is void.

Can a landlord ask for a police check Ontario?

Yes, in some cases a landlord can ask for a criminal record check. A record suspension removes your criminal record from the Canadian Police Information Centre (CPIC) database, so your landlord will not know you have any past convictions.

Are there credit checks for landlords in Ontario?

The Ontario Landlords Association has introduced tenant credit checks and their importance in a professional tenant screening system to thousands of landlords across the province. We have excellent partners such as Equifax and GARDA.

Do you need credit check if you are renting in Ottawa?

Whether you are renting in Ottawa, Toronto, Montreal, Vancouver, or somewhere in between, we are going to demystify tenant credit checks and tell you exactly what you need to know to land your next dream property. Let’s get started. First of all, let’s introduce what a credit score is for those who are unclear.

How to create a tenant credit check authorization form?

Start the release form by gathering basic information about the time and the tenant: There are multiple spots on the tenant name so that you can have multiple tenants (such as a married couple) all provide their information for the credit checks with one authorization form.

What do you need to know to apply for rental property in Ontario?

No other person(s) are allowed without the prior written permission of landlord: List All Sources of Income (Give Employer’s Name, Phone, Length of Employment and Monthly Income): Tenant(s) Name Full Name Of Employer Phone Length of Employment Source of Income Net Monthly Amount