What is ATM skimming device?

What is ATM skimming device?

What is ATM skimming device?

ATM skimming is a type of payment card fraud. It is a way of stealing PINs and other information off credit cards and debit cards by rigging machines with hidden recording devices. Thieves then use the stolen information to produce fake cards and spend victims’ money or take cash straight from their bank accounts.

How can ATM skimming be prevented?

Follow these guidelines every time you use your card.

  1. Do a quick scan. Before using any machine, take a look to make sure it hasn’t been tampered with.
  2. Be wary of non-bank ATMs.
  3. Check the keypad.
  4. Block your PIN.
  5. Stay in public view.
  6. Check your account regularly.
  7. Sign up for alerts.
  8. Above all, trust your instincts.

What do you do if you find a skimming device?

If you find a skimmer, you should call the police and let them know immediately. Don’t use the machine. If you’ve already used it, call your credit or debit card company and ask them to issue a new card.

How do you detect ATM skimming devices?

When visiting an ATM, check these parts for:

  1. Tape and/or sticky glue residue on any part of the ATM.
  2. Bulkiness on the card insert area or the PIN keypad.
  3. Anything hanging from the ATM.
  4. Wiggle the card slot or keypad for loose-fitting attachments.

How do you tell if an ATM has a skimmer?

Here’s a close-up of what one ATM card insert slot normally looks like:

  1. Once a skimmer is placed on this card reader, you can see that it looks slightly different, with the card reader appearing raised or bulkier:
  2. Here’s an example of skimmer placed on another type of ATM card reader:

What happens if an ATM gives you too much money?

“If an ATM dispenses money to you in error, you should take it into the branch as soon as possible. Taking money that is not yours is a punishable crime. “Banks have invested heavily in recent years in ensuring the security of customers’ money and the integrity of ATMs.