What is PCI and PII data?

What is PCI and PII data?

What is PCI and PII data?

In the digital age, safeguarding digital data means adhering to strict guidelines that fall under two categories: PCI (payment card industry) and PII (personally identifiable information) compliance.

Is PCI data considered PII?

When Do They Intersect? PCI DSS covers PII when it is related to cardholder data, such as the PAN, cardholder name, service code, and card expiration date, according to InfoSec Institute. It also covers sensitive authentication data such as a card PIN.

What is the difference between PII and PCI?

PII information like name, property address, social security number is clearly visible. PCI information such as credit card number and expiry date are also clearly visible.

What data is covered by PCI?

The PCI DSS applies to all entities that store, process, and/or transmit cardholder data. It covers technical and operational system components included in or connected to cardholder data. If you are a merchant who accepts or processes payment cards, you must comply with the PCI DSS.

What is PCI violation?

The word “violation” implies that the PCI DSS is a law. Also, the PCI DSS involves the security of credit/debit card data as it is being accepted, transmitted or stored by the merchant.

How do I become PCI compliant?

When you’re ready to become PCI compliant, these are the five steps you’ll need to take:

  1. Analyze your compliance level.
  2. Fill out the self-assessment questionnaire.
  3. Make any necessary changes.
  4. Find a provider that uses data tokenization.
  5. Complete a formal attestation of compliance.
  6. File the paperwork.

Who enforces PCI compliance fines?

Compliance with the PCI security standards is enforced by the major payment card brands who established the Council: American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc.

What happens if not PCI compliant?

If your business doesn’t meet the PCI standards for compliance and the security of cardholder data is compromised, you are liable – and could end up paying thousands of dollars in fines. Some of the additional liabilities and fines include: All fraud losses incurred from the use of compromised account numbers.