Is a 679 credit score good to buy a car?

Is a 679 credit score good to buy a car?

A 679 FICO® Score is considered “Good”. Mortgage, auto, and personal loans are relatively easy to get with a 679 Credit Score. Lenders like to do business with borrowers that have Good credit because it’s less risky.

Is 679 a decent credit score?

A 679 FICO® Score is Good, but by earning a score in the Very Good range, you could qualify for lower interest rates and better borrowing terms.

Can I buy a house with a 679 credit score?

If your credit score is a 679 or higher, and you meet other requirements, you should not have any problem getting a mortgage. The types of programs that are available to borrowers with a 679 credit score are: conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and non-prime loans.

Can I lease a car with a 679 credit score?

According to NerdWallet, the exact credit score you need to lease a car varies from dealership to dealership. A score between 620 and 679 is near ideal and a score between 680 and 739 is considered ideal by most automotive dealerships. If you have a score above 680, you are likely to receive appealing lease offers.

Can I buy a car with a 676 credit score?

A 676 FICO® Score is considered “Good”. Mortgage, auto, and personal loans are relatively easy to get with a 676 Credit Score. Lenders like to do business with borrowers that have Good credit because it’s less risky.

Can I buy a house with a 697 credit score?

Credit mix accounts for about 10% of your credit score. 42% Individuals with a 697 FICO® Score have credit portfolios that include auto loan and 29% have a mortgage loan. If one or more is listed on your credit report, it can outweigh all other factors and severely lower your credit score.

Can I buy a house with a 708 credit score?

A 708 credit score is a good credit score. The good-credit range includes scores of 700 to 749, while an excellent credit score is 750 to 850, and people with scores this high are in a good position to qualify for the best possible mortgages, auto loans and credit cards, among other things.